Source: Galactic Advisors - URS Partner
Your business is thriving. Sales are strong, your team is productive, and your systems seem to be running like a well-oiled machine.
Then — out of nowhere — everything freezes. Emails stop. Customer orders vanish. Phones are silent. You've just been hit by a cyberattack.
But no worries, right? You’ve got cyber insurance. The policy’s paid, the paperwork is in order, and you've been reassured time and again that you're covered.
Or so you thought.
You call your insurance provider expecting help, only to be met with hesitation. Suddenly, instead of supporting you, they’re digging into your systems, looking for mistakes. A missed update here, a password policy there — and just like that, they’re claiming you’re at fault. Not them.
Sound familiar?
Here’s what most companies don’t realize: some cyber insurance providers also offer “built-in” cybersecurity services. It sounds convenient — until you understand what’s really happening.
They’re acting as both your security architect and post-breach investigator. That’s like asking the same person to install your smoke alarms and later decide if your house fire was your fault.
Their job isn’t to protect you — it’s to protect themselves from having to pay out.
Let’s be clear: cyber insurance is important. It can protect your finances in the wake of an attack. But it should never be your first line of defense. And it certainly shouldn’t dictate your cybersecurity strategy.
Because when things go wrong, they won’t be asking how they can help. They’ll be asking how they can deny your claim.
Here's What You Can Do Instead:
Build an independent cybersecurity strategy. Use a trusted IT or cybersecurity partner whose only goal is to protect your business — not their bottom line.
Test your systems regularly. Make sure your firewalls, backups, alerts, and access controls are working before something goes wrong.
Document everything. If something ever goes sideways, being able to show you did your part makes all the difference.
Review your policy with an expert. Don’t just trust the buzzwords. Know what’s really covered — and what’s not.
Remember: your insurance provider should be a safety net, not the one holding the blueprint to your defenses. Letting them do both is like trusting your health insurer to perform surgery — they might know what’s expensive, but they don’t know how to save your life.
The bottom line?
Don’t hand over the keys to someone who profits when you fail. Build your own team, your own defenses, and your own roadmap. That’s how you truly protect your business.
👉 Request your customized cyber vulnerability report today and stay ahead of threats.
👉 Gain insights into your unique cybersecurity vulnerabilities with a custom report.
👉 Train your team to be your first line of defense
📞 Schedule a call today or 📧 contact us for a consultation.